Saturday, July 15, 2006
On Torture
The sound of someone hiccuping is near torture to me.
Talk amongst yourselves.
Talk amongst yourselves.
Wednesday, July 12, 2006
Medical Bills Have Made Me Ill
Oh boy! I spent about an hour and a half on the phone today going round and round with different agencies in bill paying hell.
Last year my son had chest pains and naturally I took him to the emergency room. I had heard of children with undiagnosed heart problems and feared the worst. Well, I put money in a flex spending account every year since 2004 because I had to have some surgeries and want to be sure that I have the means to pay my debt. So, in short, I had the money to pay my bills!
About two months before having to take him to the hospital, I moved. No, problem, I updated all my employee records as necessary, made sure the post office had a forwarding address etc. I should be square... or so I thought.
I don't know how many of you have ever had experience with hospital medical bills but it is a seemingly endless barrage of medical bills soon to follow. You get a bill for this, for that and for the other. All from different sources. It is very difficult to make sure nothing is outstanding.
Months go by and bills are paid to facilities and diagnostics... And so, I'm thinking I'm good to go. No statement from the insurance company telling me that any other expenses had been submitted so I'm thinking I'm cool.
Well, not too long ago I got a call from a collector. The collector informed me of an outstanding bill for a medical expense in 2006, of which I was aware or at least waiting for, and an outstanding bill for '05. WTF???? The caller tried to get me to pay by phone but I was more interested in seeing the bill in paper. So I asked them to send me the bill. During the call, they also addressed me by my former name, which was changed in '03. I made sure to correct them, give them my address and informed them that even if I wanted to pay the bill I would need paper copy for the IRS because if you use your Flex card, you've got to retain proof of the bill.
Wait.
More waiting.
Well, I called today and finally, after making several phone calls to three different places I finally got to the bottom of this situation. Though I had my name changed in '03, they persisted in showing the former. Though I moved in April '05, they continued to show my old address. Though my insurance company was MGIS last year, they submitted the claim to Cigna.
Blah!!!!
Every time I talked to them today, I had to keep telling the different people over and over again what my name was, what my address was and to which insurance company the claim should have been filed against.
To make matters worse, the company I work for changed insurance providers again this year and the window of opportunity to submit '05 claims to the previous provider closed 6/30. CRAP.
Last year my son had chest pains and naturally I took him to the emergency room. I had heard of children with undiagnosed heart problems and feared the worst. Well, I put money in a flex spending account every year since 2004 because I had to have some surgeries and want to be sure that I have the means to pay my debt. So, in short, I had the money to pay my bills!
About two months before having to take him to the hospital, I moved. No, problem, I updated all my employee records as necessary, made sure the post office had a forwarding address etc. I should be square... or so I thought.
I don't know how many of you have ever had experience with hospital medical bills but it is a seemingly endless barrage of medical bills soon to follow. You get a bill for this, for that and for the other. All from different sources. It is very difficult to make sure nothing is outstanding.
Months go by and bills are paid to facilities and diagnostics... And so, I'm thinking I'm good to go. No statement from the insurance company telling me that any other expenses had been submitted so I'm thinking I'm cool.
Well, not too long ago I got a call from a collector. The collector informed me of an outstanding bill for a medical expense in 2006, of which I was aware or at least waiting for, and an outstanding bill for '05. WTF???? The caller tried to get me to pay by phone but I was more interested in seeing the bill in paper. So I asked them to send me the bill. During the call, they also addressed me by my former name, which was changed in '03. I made sure to correct them, give them my address and informed them that even if I wanted to pay the bill I would need paper copy for the IRS because if you use your Flex card, you've got to retain proof of the bill.
Wait.
More waiting.
Well, I called today and finally, after making several phone calls to three different places I finally got to the bottom of this situation. Though I had my name changed in '03, they persisted in showing the former. Though I moved in April '05, they continued to show my old address. Though my insurance company was MGIS last year, they submitted the claim to Cigna.
Blah!!!!
Every time I talked to them today, I had to keep telling the different people over and over again what my name was, what my address was and to which insurance company the claim should have been filed against.
To make matters worse, the company I work for changed insurance providers again this year and the window of opportunity to submit '05 claims to the previous provider closed 6/30. CRAP.
Sunday, July 09, 2006
Shirts
Painting a Ceiling and Other Comments On Home Ownership
Update to my home buying illness. I know the outcome. Basically it involves coming up with a gadgillion dollars, killing my husband and selling my firstborn.
Now, if you happen to be among the hordes and masses of happy home owners and are looking for a clever way to spruce up your home, might want to check out this link on ways to paint your ceiling.
Now I'm off to see which of the above mentioned tasks I can knock out first.
Now, if you happen to be among the hordes and masses of happy home owners and are looking for a clever way to spruce up your home, might want to check out this link on ways to paint your ceiling.
Now I'm off to see which of the above mentioned tasks I can knock out first.
Sick I Tell You
I've been looking at houses for a while now. We think we found one that we liked. We talked to a mortgage broker last night and am awaiting results. I'm pretty distressed over it. I had trouble in my past with my ex-husband and had my wallet stolen last year. I put a fraud alert on my credit. I'll let you know how it goes. For now, little sleep and lack of interst in doing much. I am not optimistic about this.
Blah.
Blah.
Sunday, July 02, 2006
Testing, Testing, Testing.
